ilmscore | Credit Card Debt Payoff Strategy Predictions
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Credit Card Debt Payoff Strategy

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Recent Predictions

Total: 3
Correct: 0
Incorrect: 0
Pending: 3
Unrated: 0
Prediction
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Video
The speaker admits to deferring payments on a credit card debt of approximately $600-$900, justifying it by saying they'll call back when they can afford it, but never following through.
"I'm I always try to push it off and try to justify it. I say, 'Oh, yeah. When I can afford that $900..."
Caleb Hammer Caleb Hammer
Sep 19, 2025
Pending
The Most Insane Debt...
The speaker explains the debt snowball method, which involves paying off the smallest debts first to gain psychological wins.
"The snowball method is to unlock the minimum monthly payments that you are putting towards the USA b..."
Caleb Hammer Caleb Hammer
Jun 18, 2025
Pending
The Most Bat-Sh*t In...
The speaker outlines two common strategies for paying off credit card debt: the snowball method (smallest balance first for psychological wins) and the debt avalanche method (highest interest rate first for maximum financial savings). The choice depends on individual psychology and risk tolerance, but the ultimate goal is to pay off debt as quickly as possible.
"Dave Rams is going to tell you to do something called the snowball method the smallest first to the ..."
Minority Mindset Minority Mindse...
Aug 20, 2024
Pending
The System is Keepin...